Talki Terms of Service

Effective Date: February 21, 2026

These Terms of Service ("Terms") form a legally binding agreement between you ("you" or "user") and Talki ("Talki," "we," "us," or "our"), operated by an individual developer based in Romania, governing your access to and use of the Talki mobile application and related services (the "Service").

By creating an account, downloading, or using Talki, you agree to these Terms. If you do not agree, you must not use the Service.

1. Eligibility

You must be at least 13 years old to use Talki.

If you are under the age required by the laws of your country to consent to data processing (for example, under 16 in certain European Union countries), you must have permission from a parent or legal guardian.

By using Talki, you represent that you meet these requirements.

2. Account Registration and Responsibility

To access certain features, you may need to create an account.

You agree to:

We are not responsible for losses resulting from unauthorized use of your account.

3. Description of the Service

Talki provides AI-powered language learning features, including but not limited to:

Features may vary by region, device, or technical availability.

We may modify, update, suspend, or discontinue features at any time.

4. Subscriptions and Payments

Some features of Talki require a paid subscription.

Billing

Subscriptions are processed through Apple's App Store. By purchasing a subscription, you agree to Apple's billing terms.

Refunds

Refund requests must be made directly through Apple in accordance with Apple's refund policies. Talki does not issue refunds directly.

Price Changes

We may change subscription prices from time to time. Any changes will apply to future billing periods and will not affect your current active subscription term.

5. Acceptable Use

You agree not to:

We may suspend or terminate accounts that violate these Terms.

6. Usage Limits and Abuse Prevention

To maintain service reliability, fairness, and security, Talki may apply reasonable limits on usage, including request volume, conversation length, or feature access.

If we reasonably determine that an account is abusing the Service or attempting to circumvent limits, we may restrict functionality, suspend access, or permanently terminate the account.

7. AI and Generated Content

Talki uses artificial intelligence technologies, including third-party services (such as Google/Firebase AI and Microsoft Azure speech services).

AI-generated responses:

You are responsible for how you use AI-generated content.

8. Third-Party Services

Talki relies on third-party infrastructure and AI providers. Availability and performance may vary due to factors beyond our control.

We are not responsible for outages, disruptions, or issues caused by third-party providers.

9. User Content

You retain ownership of content you submit (such as conversation inputs).

By using Talki, you grant us a limited, non-exclusive license to process, analyze, and use your content solely to:

For more information about data handling, please review our Privacy Policy.

10. Intellectual Property

Talki, including its software, branding, design, and original content, is owned by Talki or its licensors and protected by intellectual property laws.

These Terms do not grant you ownership rights in the Service.

You may not copy, modify, distribute, or create derivative works from Talki without permission.

11. Termination

You may stop using Talki at any time and may delete your account within the app.

We may suspend or terminate your access if:

Upon termination, your right to use Talki ends immediately.

12. Disclaimer of Warranties

Talki is provided on an "as is" and "as available" basis.

To the maximum extent permitted by law, we disclaim all warranties, express or implied, including:

13. Limitation of Liability

To the maximum extent permitted by law, Talki will not be liable for:

In any event, our total liability shall not exceed the amount you paid to Talki in the 12 months preceding the claim.

14. Indemnification

You agree to indemnify and hold harmless Talki from claims, damages, liabilities, and expenses arising from:

15. Changes to the Service

We may update, modify, suspend, or discontinue features at any time.

We are not liable for any modification or discontinuation of the Service.

16. Changes to These Terms

We may update these Terms periodically. Updated Terms become effective when posted with a revised effective date.

Your continued use of Talki after changes means you accept the updated Terms.

17. Governing Law

These Terms are governed by the laws of Romania, without regard to conflict of law principles.

If you reside in the European Union, you may also have rights under mandatory consumer protection laws in your country of residence.

18. Contact

If you have questions about these Terms, contact szantoabel8@gmail.com.

By using Talki, you acknowledge that you have read and agreed to these Terms of Service.